Risk Partnerships Manager, Banks

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The Risk Partnerships team is an essential part of Stripe's Global Partnerships organization. Our team is responsible for building and maintaining relationships with key partner banks to manage risk for Stripe's business activities. These banking partnerships are essential to enable Stripe to accept and make payments, provide credit, move and store money and develop new products and solutions to meet our users' needs. We work across a broad range of risk and compliance topics including credit, fraud, regulatory, financial crime, reputational, product, and operational risks.

What you'll do

We're looking for a new member to join our team to work with key banking partners across North America who support Stripe with BIN Sponsorship across Merchant Acquiring and Card Issuing, and have experience of managing risk across money transmission.

Risk management is a critical part of managing these important relationships, and you'll require a broad understanding of risk disciplines across merchant acquiring and banking. You'll lead activities to improve the risk management interactions between Stripe and its partners, managing key aspects of the partner relationship, and executing on high-impact initiatives.

You'll closely manage important stakeholders both internally and externally to set objectives, coordinate priorities, and drive execution. Internally you'll closely coordinate with product and engineering teams, as well as cross-functional stakeholders including Risk, Fraud, Financial Crime and Supportability, Operations, Legal, and Finance. Externally, with Partners you'll work closely with Risk and Compliance teams including senior management.

Responsibilities

Lead risk-focused initiatives in collaboration with global financial partners (banks, networks, payment methods) to foster new business opportunities and user verticals and innovate on shared risk methodologies

Establish and maintain compliance with agreed risk appetites

Oversee and maintain the health of relationships with key risk counterparts at partner banks

Develop and manage projects and initiatives that support strong partner relationships regarding risk

Deliver business and policy recommendations that inform our risk posture

Act as a representative and negotiator of our risk approach to banking partners

Enhance existing and develop new partner-facing risk management capabilities

Lead risk-related partnership and product discussions with banking p