User Risk Strategist, Ecosystem Risk Strategy

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe’s business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.

What you’ll do

Under the User Risk Strategy org, you will be part of the Ecosystem Risk Strategy Team, part of Stripe’s “First Line of Defense” function within the Risk organization, driving the frameworks that dictate who Stripe does business with, on what terms, and how enforcement is executed at scale. The Ecosystem Strategy Team focuses on Stripe’s positioning and standards within the broader payments and risk ecosystem — including card network supportability, industry-body engagement, regulatory horizon scanning, and the overarching risk framework that governs Stripe’s standards. Risk Strategists on the Ecosystem Risk Strategy Team work to make sure URS is properly calibrated to ensure we are avoiding (and taking) the proper risks. We work with cross-functional partners (XFN) to monitor and mitigate risk related to card network rules and BIN sponsor requirements. We interact with Risk Partnerships, Credit, Legal, Fraud, and other XFN teams to ensure our standards are properly calibrated.

We are looking for someone who is passionate about navigating ambiguity, engaging with internal and external stakeholders, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience.

Responsibilities

Drive risk strategy for company-level strategic initiatives, including partnering with Stripe’s product, legal, operations, sales, and partnerships teams to solve risk problems and ensure a positive experience for Stripe’s users

Perform research and analysis to assess Stripe’s current risk performance and develop and prioritize long-term strategic plans for future growth

Enable user onboarding to safely grow at scale, continuously optimizing for efficiency and effectiveness, and staying hyper focused on a positive user experience

Challenge the status quo and provide multiple alternative solutions and key execution criteria

Represent Stripe in external engagements with our most critical partners and customers

Execute special projects/ad hoc analyses as initiatives, products, risks, and opportunities are c